These Terms of Use may be changed from time to time. All changes will be posted on this page, and your use of this website after such changes have been posted will constitute your agreement to the modified Terms of Use and all the changes.
Genie Financial Services Pte. Ltd. doing business as ("Genie") is committed to protecting and respecting your privacy. Click here to review this Site’s Privacy Policy
1. Cookies
1.1 Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and allows us to improve our site. By continuing to browse the site, you are agreeing to our use of cookies.
1.2 A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer's hard drive.
1.3 We use the following cookies:
(a) Strictly necessary cookies. These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website, use a shopping cart or make use of e-billing services.
(b) Analytical/performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
(c) Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
(d) Targeting cookies. These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.
1.4 Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
1.5 Our website uses Google Analytics, a web traffic analysis service provided by Google Inc. ("Google"). Please refer to http://www.google.com/policies/privacy/partners to find out more about how Google uses data when you use our website and how to control the information sent to Google.
1.6 You block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.
1.7 Furthermore, you can prevent Google's collection and processing of data by using the Google Ads Settings page or downloading and installing their browser plug-in (https://tools.google.com/dlpage/gaoptout).
2. Security
2.1 AAll information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
2.2 Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk and you agree not to hold us responsible for any breach of security while accessing the internet that is out of our control. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
3. Third party websites
Our website may contain links to other sites (>Linked Sites"). We are not responsible for the privacy policies or practices of such other Linked Sites. We encourage our users to be aware when leaving our website to read the privacy policies or statements of each Linked Site that collects your personal data. You agree to waive any claim against us with respect to the Linked Sites.
4. Governing law and jurisdiction
Nothing in this Privacy Policy shall limit the rights of the data subject under the PDPA. This Privacy Policy shall be governed by the laws of Singapore. You agree to submit to the exclusive jurisdiction of the Singapore courts.
5. Disclaimer
Genie makes no representation regarding the completeness, accuracy, or timeliness of any information and data posted on the Site or Genie Finance Application (”Ask Genie”) or that such information and data will be error-free. In the event that the information on Genie's official printed documents differs from the information contained on this Site, the information on such printed documents shall control and take precedence. Genie visitors and Genie Finance application users are encouraged to review the official version of all documents within Genie or from official authorities upon which they plan to rely.
We cannot guarantee the accuracy of the information contained on this website or mobile app and we reserve the right to change the information on this website / mobile app (including this terms & conditions) at any time without notice. You must check these terms & conditions for changes each time you intend to use this website or app.
Nothing on this website shall be regarded or taken as financial advice. The information contained on this website is not an invitation take up auto financing with Genie Financial Services and may not be relied upon in connection with any loan or investment decision.
You acknowledge that you are solely responsible for the use to which you put on this website and all the results and information obtained from it and that all representations, warranties, conditions, and terms where expressed or implied statutory or otherwise are hereby excluded to the fullest extend permitted by the law.
